Skip to content

Blog

Insights on BFSI Infrastructure

Explainers on KYC and verification, DPDP compliance, lending operations and fraud, written for the teams who own them. Filter by topic or byline.

17 of 17 posts

Document processing myths every bank and NBFC should stop believing. An open hand holds a folder of documents lifting out of it, one of them marked with a green verified check.
Lending· 6 min read

5 Document Processing Myths Every Bank and NBFC Should Stop Believing

From "OCR can't read real documents" to "automation kills audit control", five myths still slowing loan approvals at banks and NBFCs.

Pranshi Mittal

Deepfake and synthetic identity fraud in KYC: a BFSI guide to detection and defense. A face held inside a verification frame under a scan line, with an alert marker beside it.
Risk & Fraud· 8 min read

Deepfake & Synthetic Identity Fraud in KYC: A BFSI Guide to Detection and Defense

Deepfakes are testing Video KYC. See what RBI's KYC norms require and how BFSI teams are strengthening liveness detection and face matching.

Pranshi Mittal

Top 10 Signzy alternatives for digital customer onboarding. A list of vendor rows scored against criteria, with one row highlighted.
KYC & Onboarding· 10 min read

Top 10 Signzy Alternatives for Digital Customer Onboarding

A factual, source-attributed look at Signzy and 9 other KYC and onboarding platforms serving BFSI and NBFCs in India, including FinHub, by HabileLabs.

Pranshi Mittal

7 NBFC documents to automate first with FinHub Smart OCR APIs. A page of text read across into two structured field cards with a verified check mark.
Lending· 12 min read

7 NBFC Documents to Automate First With FinHub Smart OCR APIs

A prioritization framework for NBFCs automating bank statements, ITRs, GST, invoices and more with FinHub Smart OCR. Where to start, what to automate next.

Pranshi Mittal

NBFC KYC guide: what changed in 2026 and what to do about it.
KYC & Onboarding· 5 min read

NBFC KYC Guide: What Changed in 2026 and What to Do About It?

What changed in RBI and DPDP expectations for NBFC KYC in 2026, where onboarding drop-offs come from, and what a modern KYC stack has to cover.

Pranshi Mittal

The Hidden Cost of Getting OCR Wrong in Financial Services.
KYC & Onboarding· 8 min read

The Hidden Cost of Getting OCR Wrong in Financial Services

Document verification sits at the top of every customer journey, and weak OCR leaks conversions, lets fraud through and taxes operations. What it takes.

Pranshi Mittal

Best KYC API providers for NBFCs in India, 2026 guide.
KYC & Onboarding· 10 min read

Best KYC API Providers for NBFCs in India (2026 Guide)

How to choose a KYC API provider for an NBFC in India: the capabilities that matter, the RBI compliance bar, and how the leading platforms compare in 2026.

Anjali Jain

How Lenders Are Using Bank Statement Analyzer to Improve Credit Decisions.
Lending· 7 min read

How Lenders Are Using Bank Statement Analyzer to Improve Credit Decisions

How lenders turn bank statements into structured income, spend and risk signals, what an analyser actually does, and where it changes a credit decision.

Anjali Jain

How AI-driven onboarding is redefining digital lending in 2026.
Lending· 6 min read

How AI-Driven Onboarding Is Redefining Digital Lending in 2026

AI is turning lending onboarding from a manual checkpoint into a real-time decision engine: verifying identity, scoring risk and catching fraud live.

Anjali Jain

Complete guide to the Video KYC process, from agent-led sessions to automated verification.
KYC & Onboarding· 7 min read

Complete Guide to Video KYC Process: From Agent-Led to AI-Powered Verification

A complete guide to Video KYC in India: what V-CIP is, the RBI requirements it must meet, the step-by-step flow, and how AI-assisted VKYC differs.

Anjali Jain

How financial APIs are shaping the future of NBFCs.
Lending· 7 min read

How Financial APIs Are Shaping the Future of NBFCs

Why Indian NBFCs are rebuilding onboarding, underwriting and servicing on financial APIs, what changes across the value chain, and where to start.

Anjali Jain

The Complete Guide to OCR for NBFCs: from digital identity verification to seamless customer onboarding. A person photographs a printed statement with their phone beside a filled paper form.
KYC & Onboarding· 8 min read

The Complete Guide to OCR for NBFCs: From Digital Identity Verification to Seamless Customer Onboarding

How AI OCR automates document processing for NBFCs: extracting and validating data from PAN, Aadhaar and bank statements to speed onboarding and cut errors.

Anjali Jain

Can NBFCs follow banks to create their own ecosystem using APIs?
Lending· 5 min read

Can NBFCs Follow Banks to Create Their Own Ecosystem Using APIs?

APIs let NBFCs move from product sellers to ecosystem builders: connecting verification, credit data and partners to onboard faster and lend smarter.

Anjali Jain

Transforming Compliance and Validation in Financial Services in FinHub.
Compliance· 6 min read

Transforming Compliance and Validation in Financial Services in FinHub

Fragmented data and false positives are the compliance bottleneck, not the rules. How a unified verification layer changes KYC, KYB and validation.

Anjali Jain

Customer onboarding automation: a key strategy to reduce turnaround time for NBFCs.
KYC & Onboarding· 5 min read

Customer Onboarding Automation: A Key Strategy to Reduce TAT for NBFCs

How NBFCs use onboarding automation, eKYC, OCR, penny-drop and orchestration, to cut turnaround from days to minutes without losing compliance rigour.

Anjali Jain

Safeguarding Aadhaar data: how masking APIs reduce identity theft risk.
Compliance· 6 min read

Safeguarding Aadhaar Data: How Masking APIs Reduce Identity Theft Risk

How Aadhaar masking hides the first eight digits of an Aadhaar number, why bulk masking matters wherever BFSI stores documents, and what an API should do.

HabileLabs

Presenting the Aadhaar Masking API: encouraging privacy and identity protection.
Compliance· 3 min read

Presenting the Aadhaar Masking API: Encouraging Privacy and Identity Protection

What Aadhaar masking is, why it matters for DPDP, and how a bulk masking API lets BFSI institutions redact Aadhaar numbers across large document sets.

HabileLabs