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Banks

API Infrastructure for Modern Banking

Support retail, corporate and digital banking with enterprise APIs for customer onboarding, identity verification, document intelligence, financial analysis and regulatory complianceall, through a single integration.

Book Demo
SOC 2-aligned · DPDP ready · Made in India
AUTHENTICATEDRATE LIMITEDSLA MONITOREDIdentityVerificationVideo KYCDocumentVerificationRisk &ComplianceIDENTITYDOCUMENT INTELLIGENCEFINANCIAL APIsApprovedaccountverified · sealed

Trusted Across Indian BFSI

Banks, NBFCs, housing finance companies and co-operative banks run verification, Aadhaar masking and document workflows on FinHub, inside their own compliance and audit requirements.

Aavas FinanciersAadhar Housing FinanceUtkarsh Small Finance BankShri Ram Finance CorporationKaabil FinanceChoice FinservWonder Home FinanceIFFCO Kisan FinanceSitaara Housing FinancePrüfens AdvisoryThane Bharat Sahakari Bank

The Challenge

Digital banking demands speed, security and regulatory compliance

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Customers expect seamless digital onboarding across every banking channel.

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Manual verification and document processing delay account opening, lending and servicing.

POLICY VERSIONv3.1v3.2v4.0consent retentionCHANGEDaudit fieldsCHANGEDmasking ruleNEWACTION REQUIRED

Meeting RBI, AML and DPDP requirements while delivering frictionless customer experiences continues to be a challenge.

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Managing multiple verification and onboarding vendors increases operational complexity and technology costs.

Why FinHub

Built for enterprise banking

Compliance Built In

Support RBI, AML and DPDP requirements with consent management, audit logs and privacy controls.

99.9% API Uptime

Reliable infrastructure for enterprise-scale banking operations.

Under 30-Minute Integration

Integrate seamlessly with existing banking systems.

One Integration. One SLA.

Access verification, OCR and financial APIs through a single partner.

APIs for Banking

Everything you need to onboard customers, verify identities and power secure banking operations.

Aadhaar Verification API

Verify Aadhaar details instantly.

PAN Verification API

Validate PAN in real time.

DigiLocker API

Retrieve verified customer documents.

Video KYC API

Complete RBI-compliant video onboarding.

Face Match API

Match faces with ID documents.

Liveness Detection API

Detect spoofing and impersonation.

OCR API

Extract data from documents.

Document Identification API

Identify uploaded document types.

Document Analyzer API

Analyze banking documents automatically.

Bank Account Verification API

Verify account ownership instantly.

Penny Drop API

Validate beneficiary bank accounts.

Bank Statement Analysis API

Analyze income and cash flow.

ITR Verification API

Verify income tax records.

ITR Analysis API

Extract financial insights instantly.

Payslip Analysis API

Verify salary and employment.

Credit Card Statement Analysis API

Assess spending behaviour instantly.

AML Screening API

Screen against AML watchlists.

Aadhaar Masking API

Protect Aadhaar privacy automatically.

+More

How It Works

From customer onboarding to account activation

  1. 1.

    Customer Applies

  2. 2.

    Identity Verification

    (Aadhaar, PAN, & DigiLocker APIs)

    3 APIs
  3. 3.

    Video KYC & Document Processing

    (Video KYC, OCR & Document Analyzer APIs)

    3 APIs
  4. 4.

    Financial & Risk Assessment

    (Bank Statement, ITR, Payslip & AML APIs)

    4 APIs
  5. 5.

    Account Activation or Product Approval

Customer Story
"We transformed digital onboarding across multiple banking products without replacing our existing core banking infrastructure."
Chief Digital Officer · Bank

Strengthen Your Digital Banking Infrastructure

See how FinHub's APIs help banks streamline customer onboarding, strengthen compliance and simplify banking operations through a single integration.

FAQs

How does FinHub help banks?
FinHub provides APIs for identity verification, OCR, financial analysis, fraud prevention and compliance, helping banks automate customer onboarding, KYC, account opening and lending workflows.
Can FinHub integrate with our Core Banking System (CBS)?
Yes. FinHub integrates with Core Banking Systems (CBS), Loan Origination Systems (LOS), CRM platforms and other banking applications with minimal development effort.
Does FinHub support KYC and Re-KYC?
Yes. FinHub helps banks automate customer onboarding as well as periodic Re-KYC using secure identity verification, document processing and consent management APIs.
Which banking journeys can FinHub support?
FinHub supports savings and current account opening, fixed deposits, loan onboarding, credit card issuance, digital banking, Re-KYC and business banking workflows.
Which APIs are commonly used by banks?
Banks commonly use Aadhaar Verification, PAN Verification, DigiLocker, Video KYC, OCR, Bank Account Verification, Bank Statement Analysis, AML Screening and Face Match APIs to automate customer onboarding and compliance.
How quickly can we go live?
Most customers complete their first API integration in under 30 minutes, with implementation support from the FinHub team.